Your Finance & Stock Market Guide

MADHUP KULSHRESTHA

MADHUP KULSHRESTHA

ULIP vs Mutual Funds: Which Is Better for Your Portfolio in 2026?

ULIP vs Mutual Funds

As an AMFI-registered distributor, I've seen thousands lose ₹15–20 lakhs to ULIPs. Budget 2025 finally clarified the tax treatment: both taxed at 12.5% now. But charges tell the real story. ULIPs: 2.5–3% annually. Mutual funds: 0.5–1.5%. Over two decades, that's generational wealth. Read the full comparison of As an AMFI-registered distributor, I've seen thousands lose ₹15–20 lakhs to ULIPs. Budget 2025 finally clarified the tax treatment: both taxed at 12.5% now. But charges tell the real story. ULIPs: 2.5–3% annually. Mutual funds: 0.5–1.5%. Over two decades, that's generational wealth. Read the full comparison of ULIP vs Mutual Funds

फिक्स्ड इनकम निवेश 2025-26: FD के 7 Best विकल्प और नए ट्रेंड्स

Fixed Income Investment for 2025-2026

2025 में फिक्स्ड इनकम निवेश पूरी तरह बदल गया है। FD की कम ब्याज दरों के कारण रिटेल निवेशक अब कॉरपोरेट बॉन्ड्स, डेब्ट म्यूचुअल फंड्स, RBI बॉन्ड्स और PPF जैसे 7 बेहतरीन विकल्प अपना रहे हैं। 7.5-9% तक रिटर्न और टैक्स बचत के साथ जानें नए ट्रेंड्स व स्मार्ट स्ट्रैटेजी।

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