ULIP vs Mutual Funds: Which Is Better for Your Portfolio in 2026?
As an AMFI-registered distributor, I've seen thousands lose ₹15–20 lakhs to ULIPs. Budget 2025 finally clarified the tax treatment: both taxed at 12.5% now. But charges tell the real story. ULIPs: 2.5–3% annually. Mutual funds: 0.5–1.5%. Over two decades, that's generational wealth. Read the full comparison of As an AMFI-registered distributor, I've seen thousands lose ₹15–20 lakhs to ULIPs. Budget 2025 finally clarified the tax treatment: both taxed at 12.5% now. But charges tell the real story. ULIPs: 2.5–3% annually. Mutual funds: 0.5–1.5%. Over two decades, that's generational wealth. Read the full comparison of ULIP vs Mutual Funds